Excellent Credit




Card Description Interest Rate (p.a) Balance Transfer (p.a) Annual Fee Interest Free Days (up to) Info
American Express Platinum Card

n/a n/a £300 n/a More Info
no APR representative variable or p.a. variable on all purchases, pay your balance in full every month
Capital One World MasterCard

19.9% n/a n/a Maximum of 45 days for purchases where the balance is paid in full every month More Info
19.9% APR on representative variable; 19.94% p.a. variable on all purchases; assumed credit limit £1,200
Virgin Money

16.8% 0% for 20 months n/a 0% for 3 months More Info
Representative example: 16.8% APR on representative variable; 16.8% p.a. variable on all purchases; assumed credit limit £1,200
British Airways American Express Premium Plus

19.9% n/a £150 n/a More Info
Representative Example: Typical 50.1% APR variable. Based on £150 annual fee, assume borrowing of £1200, rate of interest (variable) annual 19.9%/1.53% per month
Bank of Scotland Plus Card

16.9% APR 0% for 18 months - 3 % fee n/a 0% for 3 months More Info
Representative 16.9% APR (variable) Purchase rate 16.94% pa (variable) With an example credit limit of £1,200
Express Rewards Credit Card

17.9% n/a n/a 0%p.a. for 6 months More Info
Representative Example: 17.9% APR
Starwood Preferred Guest American Express

34.5% n/a £75 Up to 56 days for Purchases if you pay your balance in full and on time More Info
Representative Example: Typical 34.5% APR variable. Based on £75 annual fee, assumed borrowing of £1200, rate of interest (variable) annual 19.9%/1.53% per month
American Express Platinum Cash Back Credit Card

18.5% n/a £25 0%p.a. for 6 months More Info
Representative example: Representative 18.5% APR. Based on £25 annual fee, assumed borrowing of £1,200, rate of interest 14.0% per annum (variable).
Bank of Scotland Advantage Card

17.9% APR 0% for the first 13 months on balance transfers - 3% fee n/a 0% for the first 13 months on purchases More Info
Purchase Rate: 17.95% p.a.(variable); Representative APR: 17.9% APR(variable); Based on borrowing: £1,200 repaid over 12 months