Best UK Credit Card Comparison

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Credit Q&A

What’s the advantage of rewards credit cards?

Reward credit cards usually reward cardholders with incentives, rebates and even cash back for purchases made with their cards. Users can get additional airline miles, cash-back rewards or discounts on merchandise for each pound spent. Rewards cards usually require a better-than-average credit rating. These cards are similar to cash-back cards in that users can accumulate [...]

What are credit card cheques?

Credit card cheques are similar to cheques issued on current accounts. These slips of paper allow you to make additional purchases on credit. They are a means of paying for something when you don’t have cash and you can’t use your card, and can be made out to shops, tradesmen and anyone else you might pay [...]

How do student prepaid credit cards work?

A student prepaid credit card works in much the same way as pay as you go mobile phones – you have to top them up with credit before you can use them. This is useful if your child is not particularly good at managing your money, as you can only spend as much as you [...]

Good Credit

Card	Description	Interest Rate (p.a)	Balance Transfer (p.a)	Annual Fee	Interest Free Days (up to)	Info
	American Express Platinum Card	n/a	n/a	£300	n/a	More Info
no APR representative variable or p.a. variable on all purchases, pay your balance in full every month
	Virgin Money	16.8%	0% for 20 months	n/a	0% for 3 months	More Info
Representative example: 16.8% APR on representative variable; 16.8% p.a. variable on all purchases; assumed credit limit £1,200
	Bank of Scotland Plus Card	16.9% APR	0% for 18 months - 3 % fee	n/a	0% for 3 months	More Info
Representative 16.9% APR (variable) Purchase rate 16.94% pa (variable) With an example credit limit of £1,200
	Express Rewards Credit Card	17.9%	n/a	n/a	0%p.a. for 6 months	More Info
Representative Example: 17.9% APR
	British Airways American Express Premium Plus	19.9%	n/a	£150	n/a	More Info
Representative Example: Typical 50.1% APR variable. Based on £150 annual fee, assume borrowing of £1200, rate of interest (variable) annual 19.9%/1.53% per month
	Capital One Click	9.9% APR	n/a	n/a	Maximum of 56 days for purchases where the balance is paid in full every month	More Info
9.9% APR representative variable; 9.94% p.a. variable on purchases; £1,200 assumed credit limit
	Bank of Scotland Advantage Card	17.9% APR	0% for the first 13 months on balance transfers - 3% fee	n/a	0% for the first 13 months on purchases	More Info
Purchase Rate: 17.95% p.a.(variable); Representative APR: 17.9% APR(variable); Based on borrowing: £1,200 repaid over 12 months
	Starwood Preferred Guest American Express	34.5%	n/a	£75	Up to 56 days for Purchases if you pay your balance in full and on time	More Info
Representative Example: Typical 34.5% APR variable. Based on £75 annual fee, assumed borrowing of £1200, rate of interest (variable) annual 19.9%/1.53% per month
	British Airways American Express	19.9%	n/a	n/a	n/a	More Info
Representative Example: 19.9% APR representative variable; 19.9% p.a. variable on all purchases; minimum limit £700, maximum limit subject to status
	Halifax All in One	17.9%	0% for 15 months - 3% fee	n/a	0% for 15 months	More Info
Representative 17.9% APR (variable) Purchase rate 17.95% pa (variable) With an example credit limit of £1,200. The APR and length of the promotional offer are dependent on your personal circumstances.
	Bank of Scotland All in One	17.9%	0% for 12 months - 3% fee	n/a	0% for 12 months	More Info
Representative 17.9% APR (variable) Purchase rate 17.95% pa (variable) With an example credit limit of £1,200
	Barclaycard Gold	19.9%	o% for 12 months - 2.5% fee	n/a	n/a	More Info
Representative example: 19.9% APR on representative variable; 19.9% p.a. variable on all purchases; assumed credit limit £1,200; minimum limit £250, maximum limit subject to status