Best UK Credit Card Comparison

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Credit Q&A

What’s the advantage of rewards credit cards?

Reward credit cards usually reward cardholders with incentives, rebates and even cash back for purchases made with their cards. Users can get additional airline miles, cash-back rewards or discounts on merchandise for each pound spent. Rewards cards usually require a better-than-average credit rating. These cards are similar to cash-back cards in that users can accumulate [...]

What are credit card cheques?

Credit card cheques are similar to cheques issued on current accounts. These slips of paper allow you to make additional purchases on credit. They are a means of paying for something when you don’t have cash and you can’t use your card, and can be made out to shops, tradesmen and anyone else you might pay [...]

How do student prepaid credit cards work?

A student prepaid credit card works in much the same way as pay as you go mobile phones – you have to top them up with credit before you can use them. This is useful if your child is not particularly good at managing your money, as you can only spend as much as you [...]

American Express Platinum Card

Interest Rate: n/a
Balance Transfer: n/a
Annual Fee: £300
Interest Free Days: n/a

no APR representative variable or p.a. variable on all purchases, pay your balance in full every month

The Platinum Card, the only way to travel!

Reward yourself:

When you apply for a Platinum Card, we like to welcome you with 40,000 bonus Membership Rewards^® points. That number of points doesn’t just sound a lot, they’re worth a lot too. For instance, you could use them to take a return flight to Dubai with Virgin Atlantic Flying Club. Or you could treat yourself with Amor, our global luxury shopping programme, delivering money-can’t-buy experiences and services at home and abroad.

You receive your bonus points once you spend £1,500 in the first three months of your Cardmembership. Most people find their points add up quite quickly, after you’ve gained your 40,000 bonus Membership Rewards^® points because for every full £1 you spend and charge on your Card you earn 1 point. It may not surprise you to learn that with your bonus points, the value of your Membership Rewards balance alone can outweigh the annual fee.

Apply for the Platinum Card now for a very welcome 40,000 Membership Rewards points!

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Card	Description	Interest Rate (p.a)	Balance Transfer (p.a)	Annual Fee	Interest Free Days (up to)	Info
	Capital One Classic	34.9%	n/a	n/a	up to 56 days	More Info
Representative Example: 34.9% APR on representative variable; 34.94% p.a. variable on all purchases; assumed credit limit £1,200
	Rise Visa	n/a	n/a	n/a	n/a	More Info
Representative Example:If you spent £300 on a purchase transaction at the start of your agreement, incurred monthly charges over 12 months of £330 and made repayments by 12 equal instalments, your APR would be 303% representative (variable).
	American Express Platinum Card	n/a	n/a	£300	n/a	More Info
no APR representative variable or p.a. variable on all purchases, pay your balance in full every month
	Vanquis Visa Cherry Card	39.9%	n/a	n/a	0% for 56 days	More Info
Representative Example: Purchase annual interest rate 39.94% (variable), Amount of credit £1000; Representative 39.9% APR (variable)
	Express Rewards Credit Card	17.9%	n/a	n/a	0%p.a. for 6 months	More Info
Representative Example: 17.9% APR
	Virgin Money	16.8%	0% for 20 months	n/a	0% for 3 months	More Info
Representative example: 16.8% APR on representative variable; 16.8% p.a. variable on all purchases; assumed credit limit £1,200
	Aqua	35.9%	n/a	n/a	n/a	More Info
Representative example: Your interest rate for purchases is 35.95% p.a with a representative 35.9% APR if you borrowed £1,200 and repaid it over 12 months.
	Capital One World MasterCard	19.9%	n/a	n/a	Maximum of 45 days for purchases where the balance is paid in full every month	More Info
19.9% APR on representative variable; 19.94% p.a. variable on all purchases; assumed credit limit £1,200
	Bank of Scotland Advantage Card	17.9% APR	0% for the first 13 months on balance transfers - 3% fee	n/a	0% for the first 13 months on purchases	More Info
Purchase Rate: 17.95% p.a.(variable); Representative APR: 17.9% APR(variable); Based on borrowing: £1,200 repaid over 12 months
	British Airways American Express	19.9%	n/a	n/a	n/a	More Info
Representative Example: 19.9% APR representative variable; 19.9% p.a. variable on all purchases; minimum limit £700, maximum limit subject to status
	American Express Platinum Cash Back Credit Card	18.5%	n/a	£25	0%p.a. for 6 months	More Info
Representative example: Representative 18.5% APR. Based on £25 annual fee, assumed borrowing of £1,200, rate of interest 14.0% per annum (variable).
	Bank of Scotland All in One	17.9%	0% for 12 months - 3% fee	n/a	0% for 12 months	More Info
Representative 17.9% APR (variable) Purchase rate 17.95% pa (variable) With an example credit limit of £1,200
	Vanquis Visa Lime Card	39.9%	n/a	n/a	0% for 56 days	More Info
Representative Example: Purchase annual interest rate 39.94% (variable), Amount of credit £1000; Representative 39.9% APR (variable)